Bolt Home Loans Partners with Cursive Lending and Don Romanski to Expand Lending Solutions

Bolt Home Loans Announces New Partnership with Cursive Lending and Account Executive Don Romanski

Bolt Home Loans is excited to announce a new partnership with Cursive Lending, expanding the resources, lending solutions, and product opportunities available to our team and the borrowers we serve.

Even more exciting, Don Romanski of Cursive Lending will be serving as our Account Executive, giving Bolt Home Loans another experienced mortgage professional in our corner as we continue expanding our lender network and creating more solutions for our clients.

This partnership represents more than simply adding another lending partner. It gives Bolt Home Loans access to new and unique mortgage products, additional lending strategies, greater flexibility for challenging scenarios, and another experienced team dedicated to helping us get loans across the finish line.

Meet Don Romanski

Don Romanski brings extensive mortgage banking experience and a strong reputation for relationship-driven service to Cursive Lending.

Based in the New England region, Don describes himself as a performance-driven mortgage banking executive, and his professional background spans mortgage lending, product marketing, and the wholesale lending space. He is also NMLS licensed and has held leadership involvement within the Connecticut Mortgage Association, including serving as Treasurer and Past President.

His LinkedIn profile also reflects something that is extremely important to us at Bolt Home Loans: responsiveness and commitment to the people he works with.

One professional recommendation on Don's profile specifically praises his responsiveness, dedication, and ability to help move loans through underwriting with as little disruption as possible.

That type of approach aligns directly with how we want our lender relationships to operate at Bolt Home Loans.

Our loan officers need Account Executives who do more than provide a rate sheet or send an occasional update. We value partners who understand the file, answer the phone, help identify solutions, communicate clearly, and stay involved when a loan becomes complicated.

Having Don Romanski as our Account Executive gives our team another knowledgeable resource who can help us evaluate scenarios, navigate lending guidelines, identify potential solutions, and ultimately provide a stronger experience for our borrowers.

Why Cursive Lending Is a Great Fit for Bolt Home Loans

Cursive Lending has built its wholesale model around a philosophy that fits extremely well with the way Bolt Home Loans operates: combining the capabilities of a larger lender with the personalized attention of a boutique lending partner.

Cursive describes its approach as being “old school on relationships,” emphasizing direct communication, accessibility, underwriting expertise, and a streamlined process designed to move loans toward closing efficiently.

Their lending model is built around several principles that immediately stood out to our team:

Personalized service.
Cursive intentionally operates with a boutique-style approach, allowing brokers to receive more individualized attention instead of feeling like another loan number inside a massive lending operation.

Direct access.
Their model emphasizes direct communication with the professionals actually involved in moving the loan forward, including experienced operations and underwriting personnel.

Flexible lending solutions.
Cursive works to minimize unnecessary friction and overlays while helping brokers determine whether there is a workable path for a borrower.

Strong operational support.
Their lending and underwriting teams are designed to handle much of the back-end complexity so mortgage professionals can remain focused on their clients and growing their businesses.

For Bolt Home Loans, that combination of service, accessibility, product depth, and execution makes Cursive Lending an exciting addition to our lending relationships.

More Products Means More Solutions for Our Borrowers

One of the biggest advantages of this partnership is the ability for Bolt Home Loans to expand the number of solutions we can evaluate for our borrowers.

Every homeowner and homebuyer has a different financial situation.

Some borrowers fit perfectly into a standard Conventional, FHA, or VA loan.

Others may be self-employed.

Some may own investment properties.

Others may have income that does not fit traditional documentation requirements.

And sometimes a borrower simply needs a more specialized loan structure than a traditional lender is prepared to offer.

Through our partnership with Cursive Lending, Bolt Home Loans gains access to an expanded product lineup that includes:

• Conventional financing

• FHA purchase and refinance programs

• VA purchase loans

• VA Cash-Out refinancing

• VA IRRRL refinancing

• USDA financing

• Down-payment-assistance opportunities

• DSCR investor financing

• Bank-statement programs

• Alternative-documentation and Non-QM financing

• Profit-and-loss based lending solutions

• Additional specialized and unique lending products

This expanded product availability gives our team another opportunity to say:

“Let's find a way to make this work.”

Instead of relying on one lender, one guideline, or one loan structure, Bolt Home Loans continues building relationships with lending partners that allow our mortgage professionals to compare programs and determine which available solution appropriately fits a borrower's circumstances.

A Major Opportunity for Self-Employed and Non-Traditional Borrowers

The Non-QM and alternative-documentation side of Cursive Lending's platform is particularly exciting.

Traditional agency loans do not always tell the full financial story of a borrower.

A successful business owner may have significant cash flow but complicated tax returns.

A real estate investor may qualify more effectively based on the cash flow of the property rather than traditional employment income.

A recently self-employed borrower may have strong financial fundamentals but fall outside traditional agency guidelines.

Cursive Lending offers programs designed to evaluate scenarios such as these through options including DSCR, bank statements, full-documentation Non-QM programs, and profit-and-loss based qualification.

For Bolt Home Loans, this helps expand the conversation from simply asking whether a borrower fits inside a traditional lending box to asking:

What lending solution makes the most sense for this borrower's actual financial situation?

That distinction can create significant opportunities for our clients and our mortgage professionals.

Combining Cursive Lending's Resources with the Bolt Home Loans Approach

Bolt Home Loans has always believed that the mortgage broker model provides tremendous value because it allows us to work with multiple lending partners rather than being limited to the products of a single institution.

Our job is to explore the available market, evaluate programs, structure loans intelligently, and help our clients understand their options.

Adding Cursive Lending strengthens that model.

We now have another lending partner capable of helping our team evaluate scenarios across traditional agency lending, government lending, investor financing, and Non-QM products.

When that lending platform is paired with Don Romanski's experience and hands-on support, the partnership becomes even more valuable.

Our team can work directly with Don to:

• Review difficult loan scenarios

• Explore alternative qualification methods

• Identify unique lending opportunities

• Navigate program guidelines

• Evaluate Conventional, FHA, VA, USDA, and Non-QM solutions

• Work through underwriting questions

• Find potential solutions for borrowers who may not fit traditional lending requirements

• Move qualified loans from application toward closing as efficiently as possible

That level of collaboration is exactly what we want from our lending partners.

More Options. More Flexibility. More Opportunity.

The mortgage industry continues to evolve, and borrowers' financial situations are becoming increasingly diverse.

Mortgage companies have to evolve with them.

The future of mortgage lending is not about trying to force every borrower into the same loan program. It is about having the knowledge, relationships, technology, and lender network necessary to evaluate multiple solutions.

Our partnership with Cursive Lending is another step in that direction.

It allows Bolt Home Loans to broaden our product offering while maintaining the level of communication and personalized service that our clients expect.

Most importantly, it gives our mortgage professionals another resource when they encounter the scenario every experienced Loan Officer eventually hears:

“My bank told me they couldn't do it.”

Sometimes the answer truly is no.

But sometimes the borrower simply has not been introduced to the right program, lender, or lending strategy yet.

Expanding our lender relationships gives Bolt Home Loans more opportunities to investigate those possibilities.

Built Around Relationships

There is another reason this partnership feels like a natural fit.

Both organizations place a major emphasis on relationships.

Technology has made the mortgage process faster and more efficient, but mortgages are still ultimately a relationship business.

Borrowers want someone they trust.

Loan Officers need lending partners they can reach when a file gets complicated.

Underwriters need clear information.

Account Executives need to understand the broker's business.

And everyone involved needs to communicate if the goal is getting the borrower successfully to the closing table.

Cursive Lending's relationship-driven approach and Bolt Home Loans' commitment to personalized mortgage solutions complement each other extremely well.

With Don Romanski serving as our Account Executive, we are excited to have an experienced professional helping connect those two organizations.

Looking Ahead

We believe this partnership creates another meaningful opportunity for Bolt Home Loans, our Loan Officers, and ultimately the borrowers we serve.

By adding Cursive Lending to our network, we are continuing to build an organization where our mortgage professionals have access to more lenders, more products, more expertise, and more ways to solve problems.

And with Don Romanski supporting our account, we have another experienced mortgage professional helping our team understand how to use those resources effectively.

We are excited about what Bolt Home Loans and Cursive Lending can accomplish together.

More products.
More lending solutions.
More flexibility.
More opportunities for our Loan Officers.
And more ways to help borrowers reach the closing table.

Welcome to the Bolt Home Loans lender network, Cursive Lending — and we are excited to work alongside Don Romanski as we continue growing what we can offer our clients.

About Cursive Lending

Cursive Lending is the third-party origination lending division of Stockton Mortgage Corporation and works with mortgage brokers, independent mortgage companies, credit unions, and banks. Its product offering includes Conventional, FHA, VA, USDA, and Non-QM financing, with an emphasis on direct communication, flexible lending solutions, and relationship-driven service.

Stockton Mortgage Corporation d/b/a Cursive Lending is an Equal Housing Lender, NMLS #8259.

About Bolt Home Loans

Bolt Home Loans LLC is a mortgage brokerage focused on helping borrowers explore competitive mortgage solutions through a network of wholesale lending partners. By working with multiple lenders and loan programs, Bolt Home Loans seeks to provide borrowers with options tailored to their individual home financing and refinancing goals.