Market Analysis
Invesco Mortgage Capital reports $8 billion portfolio in preliminary update
The October 14 release provides a September 30 snapshot of mortgage investments, repo borrowing and liquidity. The figures are preliminary and unaudited, not a mortgage-rate forecast.
10-Year Treasury Jumps to 5.23% as Oil Rebounds on Iran Standoff
The benchmark yield moved six basis points above Friday's official close as crude rose after President Trump rejected Iran's proposal to reopen the Strait of Hormuz. Mortgage pricing may face renewed…
US10Y Is Above 5%. Who’s Selling?
The Iran war is changing the risks investors face. The country data reveals major sellers, but their motivations are more complicated than a flight from America.
Mortgage Applications Slip as MBA’s 30-Year Rate Hits 7.12%
A new weekly survey shows softer borrowing demand. For loan officers, the useful conversation is about payments, costs and the trade-offs behind a lower starting rate.
Mortgage Week Ahead: New-Home Sales and Treasury Auctions Take the Stage
With no major jobs or inflation report scheduled, loan officers should watch Thursday's new-home-sales data, Friday's durable-goods report, and a three-day Treasury note auction cycle.
Seller Concessions Hit 44.7% as Homebuyers Gain Negotiating Power
Seller concessions appeared in 44.7% of Redfin-represented home sales in the three months ending Aug. 31, as rising inventory and high mortgage rates gave buyers more leverage.
First-Time Buyers Gain Ground as August Home Sales Fall Below 4 Million
First-time buyers accounted for 30% of existing-home sales in August as inventory increased and overall sales slipped below a 4 million annual pace. Higher mortgage rates remain a major affordability…
FHA, VA and USDA Mortgage Rates Rise Into September but Stay Below Conventional Loans
Government-backed mortgage rates moved higher entering September, but FHA, VA and USDA loans remain priced below conventional mortgages. Here’s how the latest rates compare — and why insurance, fundi…
Fed Rate-Hike Odds Surge After Warsh’s Jackson Hole Speech, Pushing Mortgage Rates Highere
Federal Reserve Chair Kevin Warsh’s Jackson Hole remarks sharply increased expectations for a September rate hike, sending Treasury yields higher and lifting mortgage rates to a three-week high as ma…
Mortgage Rates Hold Near 6.7% as Warsh Keeps Inflation in Focus
Mortgage rates remain near 6.7% as new Federal Reserve Chair Kevin Warsh emphasizes the need for clearer progress on inflation. With the Fed’s next policy decision approaching, mortgage borrowers and…
Pending Home Sales Drop 2.3% in July as Mortgage Rates Pressure Buyers
U.S. pending home sales fell 2.3% in July to their lowest level since January, as higher mortgage rates and elevated home prices weighed on buyer demand across all four major regions.
Mortgage Rates Fall to 6.67%, Ending Five-Week Climb
Mortgage rates declined for the first time in six weeks, with the average 30-year fixed rate falling to 6.67%. The modest drop offers buyers some relief, but borrowing costs remain above early-July l…
Mortgage Delinquencies Flash an Early Warning as CFPB Updates Borrower Performance Data
Mortgage delinquencies are showing signs of stress among lower-income borrowers and weaker housing markets, but newer data suggest overall mortgage performance remains historically strong and far fro…
UWM’s Mortgage Engine Strengthens as $2.05 Billion Capital Partnership Adds Financial Firepower
United Wholesale Mortgage strengthened its core business in the second quarter, holding originations steady at $39.7 billion while expanding margins, increasing revenue and growing servicing income.…
Early-Stage Mortgage Delinquencies Stay Low, but FHA Stress Keeps Servicers on Alert
Early-stage mortgage delinquencies remain contained, but elevated FHA delinquency rates and rising foreclosure activity are keeping servicers alert. Recent data suggest the market is not facing a bro…
U.S. Foreclosure Activity Climbs 21% in First Half of 2026 as Market Returns to More Normal Levels
U.S. foreclosure activity continued to rise during the first half of 2026, according to ATTOM's latest Mid-Year U.S. Foreclosure Market Report. A total of 227,548 properties received a foreclosure fi…