https://www.mortgage.news Latest mortgage news, rates, and market analysis en-us Mon, 09 Nov 2026 15:43:32 GMT https://www.mortgage.news/article/nar-four-mls-policy-changes-copyright-data-feeds-november-9-2026 https://www.mortgage.news/article/nar-four-mls-policy-changes-copyright-data-feeds-november-9-2026 Mon, 09 Nov 2026 15:42:48 GMT NAR approved four MLS policy changes on November 8, including optional copyright and data-feed provisions plus a new statement on permitted data use. Local implementation will determine the practical effect for brokers, appraisers and technology vendors. Industry News https://www.mortgage.news/article/closing-disclosure-vs-loan-estimate-what-can-change-before-closing-november-9-2026 https://www.mortgage.news/article/closing-disclosure-vs-loan-estimate-what-can-change-before-closing-november-9-2026 Mon, 09 Nov 2026 15:20:59 GMT Some closing costs cannot rise at all, some can rise 10% in total, and some can change freely. Here is how to compare your Closing Disclosure with your Loan Estimate, and what restarts the three-day review. Housing Market https://www.mortgage.news/article/seller-credits-2026-how-much-homebuyer-can-receive-november-8-2026 https://www.mortgage.news/article/seller-credits-2026-how-much-homebuyer-can-receive-november-8-2026 Sun, 08 Nov 2026 15:03:07 GMT Fannie Mae caps seller-paid closing help at 2% to 9% of the lower of price or appraisal, depending on occupancy and down payment. Here's how the limits work, what the money can't pay for, and how to size a credit before you sign. Housing Market https://www.mortgage.news/article/fannie-mae-fico-vantagescore-aligned-pricing-borrower-broker-november-7-2026 https://www.mortgage.news/article/fannie-mae-fico-vantagescore-aligned-pricing-borrower-broker-november-7-2026 Sat, 07 Nov 2026 14:58:35 GMT October 1 delivery rules put Classic FICO and VantageScore 4.0 on aligned pricing grids. November borrowers still need to check lender readiness, underwriting limits and the full offer. Mortgage Rates https://www.mortgage.news/article/stronger-october-jobs-report-pushes-treasury-yields-higher-raises-mortgage-rate-concerns-mw57bcxj https://www.mortgage.news/article/stronger-october-jobs-report-pushes-treasury-yields-higher-raises-mortgage-rate-concerns-mw57bcxj Fri, 06 Nov 2026 16:41:04 GMT The U.S. labor market delivered a much stronger-than-expected performance in October, adding pressure to Treasury yields and complicating the Federal Reserve’s efforts to bring inflation under control. For the mortgage market, the development raises the possibility that borrowing costs could remain elevated as investors reassess the outlook for monetary policy. The October 2026 Employment Situation report, released November 6 by the Bureau of Labor Statistics (BLS), showed employers added 165,000 jobs, nearly three times economists’ expectations of 59,000. The unemployment rate also edged down to 4.1%, compared with 4.2% in September. The report strengthens the case for continued restrictive monetary policy and increases the possibility of another Federal Reserve rate increase at its December meeting. Rising Treasury yields also create potential headwinds for mortgage rates, although the relationship between the two is not one-to-one. Mortgage https://www.mortgage.news/article/october-2026-jobs-165000-unemployment-4-1-november-6 https://www.mortgage.news/article/october-2026-jobs-165000-unemployment-4-1-november-6 Fri, 06 Nov 2026 15:35:21 GMT U.S. employers added 165,000 jobs in October, unemployment was little changed at 4.1%, and wage growth reached 3.1% from a year earlier, giving mortgage markets a fresh labor-market reading without dictating a single rate outcome. Market Analysis https://www.mortgage.news/article/freddie-mac-7-18-percent-payment-refinance-math-november-6-2026 https://www.mortgage.news/article/freddie-mac-7-18-percent-payment-refinance-math-november-6-2026 Fri, 06 Nov 2026 15:00:57 GMT Freddie Mac's 30-year average fell for a third week to 7.18%, but it is still above 6.22% a year ago. Here is what that means for payments and refinance break-even. Mortgage Rates https://www.mortgage.news/article/housing-stocks-rally-after-midterm-elections-as-investors-anticipate-affordability-action-mw3sctzq https://www.mortgage.news/article/housing-stocks-rally-after-midterm-elections-as-investors-anticipate-affordability-action-mw3sctzq Thu, 05 Nov 2026 16:54:32 GMT Homebuilder and housing supplier stocks surged Nov. 4 as investors responded to the Democrats’ midterm election gains, betting that a new congressional majority could bring greater attention to housing affordability. The rally coincided with a decline in the 10-year Treasury yield, although neither new mortgage relief nor additional housing legislation is guaranteed. Mortgage https://www.mortgage.news/article/bls-q3-2026-productivity-3-6-unit-labor-costs-fall-november-5 https://www.mortgage.news/article/bls-q3-2026-productivity-3-6-unit-labor-costs-fall-november-5 Thu, 05 Nov 2026 15:29:33 GMT Preliminary BLS data show nonfarm business productivity advanced as output grew faster than hours worked, while unit labor costs declined for the quarter but remained 2.4% higher than a year earlier. Market Analysis https://www.mortgage.news/article/mba-purchase-applications-slip-lower-rates-affordability-november-5-2026 https://www.mortgage.news/article/mba-purchase-applications-slip-lower-rates-affordability-november-5-2026 Thu, 05 Nov 2026 15:03:08 GMT Rates eased again, yet MBA's purchase index fell 2% and ran 19% below last year. Here's why a lower rate alone doesn't fix affordability, and what buyers should compare. Housing Market https://www.mortgage.news/article/fed-october-2026-sloos-mortgage-demand-jumbo-subprime-november-4 https://www.mortgage.news/article/fed-october-2026-sloos-mortgage-demand-jumbo-subprime-november-4 Wed, 04 Nov 2026 15:32:33 GMT Banks reported weaker demand across every residential mortgage category in the third quarter, while standards eased for jumbo loans, tightened for subprime loans and stayed broadly unchanged elsewhere. Industry News https://www.mortgage.news/article/arm-share-rises-mba-5-1-arm-vs-30-year-fixed-november-4-2026 https://www.mortgage.news/article/arm-share-rises-mba-5-1-arm-vs-30-year-fixed-november-4-2026 Wed, 04 Nov 2026 15:08:18 GMT Adjustable-rate loans were 11.4% of mortgage applications in MBA's latest survey. Here's what the 6.29% versus 7.30% gap means, and what to check before choosing an ARM. Mortgage Rates https://www.mortgage.news/article/stronger-job-openings-put-mortgage-rates-economic-outlook-to-the-test-mw0v5122 https://www.mortgage.news/article/stronger-job-openings-put-mortgage-rates-economic-outlook-to-the-test-mw0v5122 Tue, 03 Nov 2026 15:49:08 GMT The key question for mortgage markets is whether stronger labor demand signals a resilient economy that could keep interest rates elevated, or whether the broader employment picture still leaves room for Federal Reserve rate cuts. September’s increase in job openings is a positive signal for economic activity, but it does not automatically mean mortgage rates will rise. Mortgage pricing depends on a wider set of factors, including inflation, Treasury yields, Federal Reserve expectations and investor demand for mortgage-backed securities. Mortgage https://www.mortgage.news/article/mortgage-payoff-amount-vs-current-balance-payoff-statement-november-3-2026 https://www.mortgage.news/article/mortgage-payoff-amount-vs-current-balance-payoff-statement-november-3-2026 Tue, 03 Nov 2026 15:03:53 GMT The balance on your monthly statement usually won't clear your loan. Here's what a payoff amount includes, the seven-business-day rule for written requests, and how to avoid closing-day surprises. Mortgage https://www.mortgage.news/article/us-housing-market-faces-fresh-affordability-headwind-in-2027-mvzgp2hy https://www.mortgage.news/article/us-housing-market-faces-fresh-affordability-headwind-in-2027-mvzgp2hy Mon, 02 Nov 2026 16:17:49 GMT More than 95% of US mortgage borrowers currently hold interest rates below prevailing market levels, and 65% carry rates at least two percentage points below today’s benchmark, a penalty that has effectively frozen the supply of existing homes. Pandemic-era loans now account for a record 42.8% of all outstanding US mortgages, keeping the lock-in effect’s grip on housing supply firmly in place. Mortgage https://www.mortgage.news/article/uad-3-6-mandatory-new-fannie-mae-freddie-mac-appraisals-november-2-2026 https://www.mortgage.news/article/uad-3-6-mandatory-new-fannie-mae-freddie-mac-appraisals-november-2-2026 Mon, 02 Nov 2026 15:37:49 GMT Beginning November 2, new appraisal reports submitted to the GSEs’ Uniform Collateral Data Portal must use UAD 3.6 unless a lender has an approved policy exception. FHA’s transition remains optional. Industry News https://www.mortgage.news/article/hud-public-housing-accountability-dashboard-vouchers-funding-november-2-2026 https://www.mortgage.news/article/hud-public-housing-accountability-dashboard-vouchers-funding-november-2-2026 Mon, 02 Nov 2026 15:04:47 GMT HUD's new nationwide dashboard lets residents and researchers compare public housing authorities by performance rating, voucher utilization and funding. Here's what the figures can—and cannot—tell you. Housing Market https://www.mortgage.news/article/mba-september-2026-mortgage-payment-2215-affordability-november-1 https://www.mortgage.news/article/mba-september-2026-mortgage-payment-2215-affordability-november-1 Sun, 01 Nov 2026 15:04:19 GMT MBA says the median payment sought by purchase applicants rose to $2,215 in September, up 7.1% from a year earlier while earnings grew 4.0%. Here is what the index measures and how buyers can compare offers. Housing Market https://www.mortgage.news/article/builder-price-cuts-incentives-rate-buydowns-october-31-2026 https://www.mortgage.news/article/builder-price-cuts-incentives-rate-buydowns-october-31-2026 Sat, 31 Oct 2026 14:02:50 GMT NAHB says 43% of builders cut prices in October and 65% used incentives. Here is how to weigh a price cut against seller credits and permanent or temporary rate buydowns. Housing Market https://www.mortgage.news/article/freddie-mac-mortgage-rates-7-24-october-30-2026 https://www.mortgage.news/article/freddie-mac-mortgage-rates-7-24-october-30-2026 Fri, 30 Oct 2026 14:05:15 GMT Freddie Mac's 30-year average fell to 7.24% on October 29, its lowest October reading. The drop helps monthly payments, but rates remain well above a year ago. Mortgage Rates https://www.mortgage.news/article/bea-q3-2026-gdp-advance-estimate-3-4-percent https://www.mortgage.news/article/bea-q3-2026-gdp-advance-estimate-3-4-percent Thu, 29 Oct 2026 15:21:43 GMT BEA's advance estimate shows real GDP grew at a 3.4% annual rate in the third quarter, up from 2.2%, led by investment, consumer spending and government. The quarterly PCE price index rose at a 2.1% annual rate, down from 5.0%. Economy https://www.mortgage.news/article/nar-q3-2026-metro-home-prices-rise-78-percent-median-432900 https://www.mortgage.news/article/nar-q3-2026-metro-home-prices-rise-78-percent-median-432900 Thu, 29 Oct 2026 15:11:54 GMT NAR says prices rose year over year in 78% of metro areas in the third quarter, down from 80%, and the national single-family median rose 1.7% to $432,900. The West was the only region with a decline, at 0.6%. Housing Market https://www.mortgage.news/article/freddie-mac-sells-3-8-million-non-performing-loans-igloo-october-28-2026 https://www.mortgage.news/article/freddie-mac-sells-3-8-million-non-performing-loans-igloo-october-28-2026 Thu, 29 Oct 2026 15:02:41 GMT Freddie Mac sold a $3.8 million EXPO pool of 25 deeply delinquent first-lien loans, all in Texas, to Igloo Series VII Trust. The buyer must honor existing loss mitigation agreements; settlement is expected in December. Industry https://www.mortgage.news/article/freddie-mac-third-quarter-2026-net-income-3-2-billion https://www.mortgage.news/article/freddie-mac-third-quarter-2026-net-income-3-2-billion Thu, 29 Oct 2026 14:53:28 GMT Freddie Mac reported third-quarter net income of $3.2 billion, up 17% from a year earlier, on net revenues of $6.8 billion. A $0.8 billion credit-loss provision and a 0.61% single-family serious delinquency rate stood out. Industry https://www.mortgage.news/article/census-q3-2026-rental-vacancy-7-6-percent-homeownership-65-5 https://www.mortgage.news/article/census-q3-2026-rental-vacancy-7-6-percent-homeownership-65-5 Thu, 29 Oct 2026 14:44:12 GMT Census reports a 7.6% rental vacancy rate for the third quarter of 2026, higher than 7.1% a year earlier and 7.3% in the second quarter. Homeowner vacancy was 1.2%, and the 65.5% homeownership rate was not statistically different from either comparison. Housing Market https://www.mortgage.news/article/bea-september-2026-pce-prices-up-3-6-percent-real-income-falls https://www.mortgage.news/article/bea-september-2026-pce-prices-up-3-6-percent-real-income-falls Thu, 29 Oct 2026 14:34:43 GMT BEA says the PCE price index rose 0.5% in September and 3.6% from a year earlier, with core prices up 3.1%. Spending rose 0.5%, but inflation-adjusted disposable income fell 0.3% and the saving rate was 3.8%. Economy https://www.mortgage.news/article/fed-october-2026-rate-hold-mortgage-borrowers-october-29 https://www.mortgage.news/article/fed-october-2026-rate-hold-mortgage-borrowers-october-29 Thu, 29 Oct 2026 14:02:21 GMT The Fed kept its policy rate at 3.75%–4.00% on October 28 in a 10–2 vote. Here's why mortgage rates may still move—and what buyers and refinancers should compare. Mortgage Rates https://www.mortgage.news/article/fannie-mae-third-quarter-2026-net-income-4-2-billion https://www.mortgage.news/article/fannie-mae-third-quarter-2026-net-income-4-2-billion Wed, 28 Oct 2026 15:23:00 GMT Fannie Mae's third-quarter net income rose to $4.2 billion and net worth reached $119.6 billion. Its credit loss provision more than doubled and serious delinquency rose to 0.62%. Industry News https://www.mortgage.news/article/case-shiller-august-2026-national-home-prices-up-2-1-percent https://www.mortgage.news/article/case-shiller-august-2026-national-home-prices-up-2-1-percent Wed, 28 Oct 2026 15:14:10 GMT The S&P Cotality Case-Shiller national index rose 2.1% from a year earlier in August, but 3.4% inflation means real home prices fell for a 15th straight month. Chicago led and Seattle trailed. Housing Market https://www.mortgage.news/article/freddie-mac-september-2026-monthly-volume-summary-delinquency https://www.mortgage.news/article/freddie-mac-september-2026-monthly-volume-summary-delinquency Wed, 28 Oct 2026 15:04:29 GMT Freddie Mac's September Monthly Volume Summary shows $36.3 billion of portfolio purchases, an 18% refinance share and single-family delinquency edging up to 0.61%. Industry News https://www.mortgage.news/article/mba-commercial-mortgage-delinquency-q3-2026-cmbs-4-97-percent https://www.mortgage.news/article/mba-commercial-mortgage-delinquency-q3-2026-cmbs-4-97-percent Wed, 28 Oct 2026 14:55:41 GMT MBA's third-quarter survey shows delinquency rising for CMBS, life company and GSE commercial loans, while FHA multifamily improved. Office remains the weakest property type. Market Analysis https://www.mortgage.news/article/september-2026-new-home-sales-676000-census-october-28 https://www.mortgage.news/article/september-2026-new-home-sales-676000-census-october-28 Wed, 28 Oct 2026 14:46:49 GMT Census and HUD estimate September new home sales at a 676,000 annual rate, down 0.6% from August. Wide confidence intervals mean neither the monthly nor annual change is statistically significant. Housing Market https://www.mortgage.news/article/mba-mortgage-applications-rise-3-4-percent-week-ended-october-23-2026 https://www.mortgage.news/article/mba-mortgage-applications-rise-3-4-percent-week-ended-october-23-2026 Wed, 28 Oct 2026 14:37:40 GMT MBA says applications rose 3.4% in the week ended Oct. 23 as its 30-year conforming rate fell to 7.37%. Purchase applications remain 18% below last year and refinances 61% lower. Rates https://www.mortgage.news/article/fhfa-august-2026-home-prices-regional-divide-october-28 https://www.mortgage.news/article/fhfa-august-2026-home-prices-regional-divide-october-28 Wed, 28 Oct 2026 14:02:08 GMT FHFA reports August home prices up 0.3% monthly and 2.4% annually. A 4.4% gain in the East North Central contrasts with just 0.5% in the Mountain region, showing why local data matters. Housing Market https://www.mortgage.news/article/why-a-u-s-housing-market-crash-is-unlikely-jobs-home-equity-and-tighter-lending-offer-support-mvqvtkcu https://www.mortgage.news/article/why-a-u-s-housing-market-crash-is-unlikely-jobs-home-equity-and-tighter-lending-offer-support-mvqvtkcu Tue, 27 Oct 2026 16:10:31 GMT The U.S. housing market faces mounting affordability challenges, elevated mortgage rates and weakening buyer demand, but several underlying economic and financial conditions suggest a nationwide housing crash is not inevitable. The latest unemployment data, continued national home-price appreciation and substantial homeowner equity provide reasons to expect a more uneven market adjustment rather than a repeat of the 2008 financial crisis. Mortgage https://www.mortgage.news/article/freddie-mac-condo-not-eligible-comments-october-27-2026 https://www.mortgage.news/article/freddie-mac-condo-not-eligible-comments-october-27-2026 Tue, 27 Oct 2026 14:07:35 GMT A new Condo Project Advisor release gives lenders more detail on certain rejected condo project assessments, potentially reducing back-and-forth without changing eligibility rules. Industry News https://www.mortgage.news/article/jobless-claims-near-1960s-lows-signal-labor-market-resilience-despite-slower-hiring-mvpd6rcg https://www.mortgage.news/article/jobless-claims-near-1960s-lows-signal-labor-market-resilience-despite-slower-hiring-mvpd6rcg Mon, 26 Oct 2026 14:41:08 GMT Layoffs remain historically low: Initial unemployment claims fell to 194,000 for the week ended Oct. 17, 2026, approaching levels last seen in the late 1960s. Employers are holding on to workers: Despite modest job creation, businesses appear reluctant to cut existing staff, helping preserve income stability for employed households. Housing gets a measure of support: A labor market characterized by limited layoffs can help existing homeowners maintain mortgage payments and give prospective buyers greater confidence in their financial stability. The outlook remains mixed: Weak hiring and elevated mortgage rates present challenges, but low claims suggest the labor market is showing resilience rather than widespread deterioration. Mortgage https://www.mortgage.news/article/pending-home-sales-drop-september-2026-mortgage-rates-october-26 https://www.mortgage.news/article/pending-home-sales-drop-september-2026-mortgage-rates-october-26 Mon, 26 Oct 2026 14:39:53 GMT September signed contracts fell in every region, while completed sales rose 1.5%. NAR’s reports measure different transaction stages, underscoring the need to compare local conditions and full financing costs. Housing Market https://www.mortgage.news/article/fico-10-dollar-mortgage-score-bundle-preferred-program-october-25-2026 https://www.mortgage.news/article/fico-10-dollar-mortgage-score-bundle-preferred-program-october-25-2026 Sun, 25 Oct 2026 14:05:11 GMT FICO will keep its $10 wholesale bundle price for Preferred Program lenders using participating tri-merge resellers. The decision arrives as mortgage lenders weigh VantageScore and new underwriting models. Industry News https://www.mortgage.news/article/september-2026-single-family-building-permits-845000-housing-starts-october-24 https://www.mortgage.news/article/september-2026-single-family-building-permits-845000-housing-starts-october-24 Sat, 24 Oct 2026 14:06:06 GMT The Census Bureau reports September single-family permits at an 845,000 annual rate, down 4.0% from August. Total housing starts fell to 1.221 million, but wide confidence intervals caution against reading one month as a trend. Housing Market https://www.mortgage.news/article/housing-executive-order-pmi-refinance-title-manufactured-homes-october-23-2026 https://www.mortgage.news/article/housing-executive-order-pmi-refinance-title-manufactured-homes-october-23-2026 Fri, 23 Oct 2026 14:05:06 GMT An Oct. 22 executive order proposes proactive mortgage-insurance cancellation for future eligible loans, broader title-insurance alternatives on refinances and a manufactured-housing task force. Most changes still require agency implementation. Industry News https://www.mortgage.news/article/mba-mortgage-applications-fall-5-3-percent-week-ending-october-16-2026 https://www.mortgage.news/article/mba-mortgage-applications-fall-5-3-percent-week-ending-october-16-2026 Thu, 22 Oct 2026 15:00:29 GMT The MBA's weekly survey for the week ending Oct. 16 shows the 30-year fixed contract rate down to 7.41% from 7.50% — the first decline in over two months — while purchase and refinance applications fell for a seventh straight week. Mortgage Rates https://www.mortgage.news/article/homeowners-tapped-47-billion-in-equity-in-q1-could-a-blended-rate-refinance-make-more-sense-than-a-s-mvia0oql https://www.mortgage.news/article/homeowners-tapped-47-billion-in-equity-in-q1-could-a-blended-rate-refinance-make-more-sense-than-a-s-mvia0oql Wed, 21 Oct 2026 15:38:03 GMT Americans are increasingly turning to their home equity for cash, but homeowners with low existing mortgage rates face a difficult choice: preserve a favorable first mortgage by taking out a second loan, or refinance their existing mortgage and additional borrowing into a single payment at a blended interest rate. According to the June 2026 Mortgage Monitor from Intercontinental Exchange (ICE), homeowners withdrew an estimated $47 billion in home equity during the first quarter of 2026, the highest first-quarter total since 2021. While home equity loans and home equity lines of credit (HELOCs) accounted for 54% of withdrawals, the remaining borrowers primarily used cash-out refinances. For homeowners weighing these options, the headline interest rate is only part of the equation. The combined cost of existing mortgage debt and new borrowing can be more important than the rate on either loan individually. A blended-rate refinance can help borrowers evaluate whether consolidating their mortgage and additional debt into one loan makes financial sense. But the right choice depends on the existing mortgage rate, the amount of equity being accessed, closing costs, the repayment timeline and how long the homeowner expects to stay in the property. Mortgage https://www.mortgage.news/article/mct-dark-matter-empower-integration-automates-loan-sale-data-writeback https://www.mortgage.news/article/mct-dark-matter-empower-integration-automates-loan-sale-data-writeback Mon, 19 Oct 2026 15:46:56 GMT The integration, announced Oct. 15 and available now to mutual clients, writes post-commitment data including MCT Marketplace sales back to Empower. The time savings figure is a company estimate. Mortgage https://www.mortgage.news/article/njhmfa-fall-2026-state-tax-credit-auction-opens-59-555-million-face-value https://www.mortgage.news/article/njhmfa-fall-2026-state-tax-credit-auction-opens-59-555-million-face-value Mon, 19 Oct 2026 15:37:31 GMT NJHMFA's auction runs from Oct. 16 to Nov. 30 at 5 p.m. Eastern. The amount is face value of credits, not cash raised, and proceeds go to affordable and workforce housing production. Mortgage https://www.mortgage.news/article/freddie-mac-fast-refresh-october-19-2026-drag-drop-upload-results-reconciliation https://www.mortgage.news/article/freddie-mac-fast-refresh-october-19-2026-drag-drop-upload-results-reconciliation Mon, 19 Oct 2026 15:30:25 GMT Same Gateway login and one-loan ZIP rules, plus single-screen drag-and-drop uploads, a new Upload Results page and on-demand reconciliation reports, per Freddie Mac's release notes. Mortgage https://www.mortgage.news/article/fannie-mae-mbs-disclosures-add-fannie-score-freddie-score-pricing-indicator-october-19-2026 https://www.mortgage.news/article/fannie-mae-mbs-disclosures-add-fannie-score-freddie-score-pricing-indicator-october-19-2026 Mon, 19 Oct 2026 15:20:40 GMT Starting with October 2026 securities, PoolTalk loan-level files add a Fannie Score, Freddie Score and Pricing Indicator. It is an investor disclosure change, not a new borrower qualification rule. Mortgage https://www.mortgage.news/article/realtor-com-market-clock-q3-2026-national-reading-4-oclock-buyers-gain-leverage https://www.mortgage.news/article/realtor-com-market-clock-q3-2026-national-reading-4-oclock-buyers-gain-leverage Mon, 19 Oct 2026 15:11:10 GMT The Q3 2026 report counts 27 seller's markets, 49 balanced and loosening, 17 buyer's and 6 balanced and tightening among 99 metros. Realtor.com says buyer leverage is not the same as affordability. Mortgage https://www.mortgage.news/article/dynex-capital-q3-2026-book-value-falls-to-10-91-agency-mbs-spreads https://www.mortgage.news/article/dynex-capital-q3-2026-book-value-falls-to-10-91-agency-mbs-spreads Mon, 19 Oct 2026 15:01:05 GMT Dynex reported a negative 11.5% economic return for the quarter ended Sept. 30 and raised leverage to 9.0 times equity. The company blamed wider Agency MBS spreads; hedges partly offset losses. Mortgage https://www.mortgage.news/article/nahb-builder-confidence-october-2026-falls-to-29-lowest-since-2012 https://www.mortgage.news/article/nahb-builder-confidence-october-2026-falls-to-29-lowest-since-2012 Mon, 19 Oct 2026 14:43:57 GMT The NAHB/Wells Fargo index fell three points as 43% of builders cut prices and 65% used incentives. It is a builder survey, not a sales count or a mortgage rate. Housing Market