Ira Margolis
Senior Lending Analyst
Ira Margolis is a Senior Lending Analyst at Bolt Home Loans with over 31 years of experience across mortgage lending, personal finance, and insurance. He previously served as Executive Vice President & COO at Midwest Home Mortgage and Andover Companies, where he led initiatives in consumer lending, mortgage market analysis, and macroeconomic forecasting. Ira holds a Business degree from an AACSB-accredited institution and maintains licenses in mortgage lending, financial planning and insurance.
Articles
- Jobless Claims Near 1960s Lows Signal Labor Market Resilience Despite Slower Hiring
- Homeowners Tapped $47 Billion in Equity in Q1. Could a Blended-Rate Refinance Make More Sense Than a Second Loan?
- Is a Cash-Out Refinance a Good Way to Pay Off High-Interest Debt?
- U.S. Debt Dispute Puts Mortgage Rates in Focus as Treasury Yields Climb
- Americans Are Falling Behind on Bills. Could Refinancing Help Homeowners Regain Control?
- Why Now May Be the Right Time for a Cash-Out Refinance
- Freddie Mac Sells $428 Million in Nonperforming Loans, Awarding Four Pools to Two Buyers
- India’s Rate Hike Adds to Global Inflation Pressure as Central Banks Turn Tighter
- Fair Isaac's Dominance in Mortgage Credit Scoring Could be Challenged by New Grid Structure, BofA Says in Downgrade
- Lower Inflation Could Be Key to Easing Mortgage Rates as Bond Yields Remain Elevated
- Stop Standing on the Sidelines: Mortgage Rates Face Fresh Pressure as 10-Year Treasury Yield Hits 19-Year High
- Mortgage Rates Face a Higher-for-Longer Test After Fed’s September Hike
- The Fed Does Not Directly Set Mortgage Rates. Here’s What Actually Drives Them
- Fed Raises Federal Funds Rate by 25 Basis Points as Inflation Remains Elevated
- UWM Begins Honoring Estimated 2027 Conforming Loan Limits Ahead of FHFA Announcement
- Scott Baker Returns to Bolt Home Loans With More Than 25 Years of Financial Sales Experience
- Rising Mortgage Rates Are Creating a Buyer’s Market as Home Prices Lose Momentum
- Higher Rates, Rising Oil Prices and Inflation Risk Put September Mortgage-Rate Expectations Back in Focus
- John Williams Says Treasury Yield Surge Reflects Strong Economy, Keeping Mortgage Rates Under Pressure
- Fed Rate-Hike Warning Raises Stakes for Mortgage Borrowers: Why Buyers and Refinancers May Want to Act Now
- Oil Tops $90 as U.S.-Iran Strikes Rattle Markets, Putting Mortgage Rates Back in Focus
- How Mortgage Brokers Can Help Real Estate Agents Win More Business
- Sellers Outnumber Buyers by 51% as Housing Market Shifts Further in Buyers’ Favor
- Homeowners Tap Record Equity as Consumer Debt Climbs
- What Higher Bond Yields Mean for Mortgage Rates, Homebuyers and Lenders This Fall
- Berkshire Hathaway Completes $8.5 Billion Acquisition of Taylor Morrison
- Manufacturing Boom Adds to Inflation Fears, Raising Odds Mortgage Rates Stay Higher for Longer
- NAR: Home Prices Rise in 80% of U.S. Metro Areas Despite Higher Mortgage Rates
- Hormuz Breakthrough Could Ease Inflation Pressure and Support Lower Mortgage Rates
- Wall Street Rally, Falling Treasury Yields Offer Brief Relief for Mortgage Rates as Markets Watch Jobs Report