Finance
FHLB Dallas sets Oct. 30 deadline for SHARE 2026 affordable housing advances
Member institutions must apply by 5 p.m. CT for advances priced 100 to 200 basis points below posted rates. SHARE is not a consumer loan, and remaining capacity is not stated.
Visa Earnings Surge Signals Resilient Consumer Spending—But Warning Signs Are Emerging
Visa delivered a strong fiscal second-quarter earnings beat, surpassing Wall Street expectations with robust revenue growth and continued consumer spending strength. However, rising geopolitical tens…
Smart Ways to Use Your Tax Refund in 2026: A Homeowner’s Financial Playbook
The average tax refund in 2025 reached $2,939, offering many Americans a rare opportunity to make meaningful financial progress. While it may feel like a bonus, this money is simply a return of overp…
Americans Are Leaning on Credit Cards Like Never Before. For Some Homeowners, Refinancing May Offer Relief
A record share of Americans are carrying credit card debt, underscoring how deeply affordability pressures are straining household finances. A new analysis from The Century Foundation and Protect Bor…
U.S. Consumer Credit Ends 2025 With Faster December Pace—What It Means for Mortgages
Consumer credit rose 2.4% in 2025; December accelerated to a 5.7% seasonally adjusted annual rate (SAAR). Revolving (credit cards) grew 3.4% in 2025; nonrevolving (auto, student, other) up 2.0%. Aver…
Credit Cards, Mortgages, and Markets: What Trump’s 10% APR Cap Call—and a $200B MBS Push—Mean for Housing
TL;DR Donald Trump used Truth Social on January 9–10, 2026 to call for a one-year, 10% cap on credit-card APRs, later urging Congress to enact it during remarks in Davos. Separately, he said agencies…