Market
New Home Sales Rise 6.4% as Median Price Falls Below $400,000
New home sales rose 6.4% in August to a seasonally adjusted annual rate of 684,000, while the median sales price fell 5.8% from a year earlier to $393,700. Elevated builder inventory, price adjustmen…
FHA Share of New-Home Mortgage Applications Rises to 35% as Buyer Demand Weakens
FHA loans accounted for 35% of new-home purchase mortgage applications in August as higher rates pressured affordability and overall application volume fell for a fifth straight month.
Fed Meeting Today: Mortgage Rates in Focus as Markets Brace for Rate Decision
The Federal Reserve is set to announce its latest interest-rate decision today, with mortgage rates already elevated and bond markets on edge. Here’s what homebuyers, lenders and housing professional…
BOLT Home Loans Joins UWM at the New York Stock Exchange for Historic Fifth Anniversary Bell Ringing
BOLT Home Loans was honored to join United Wholesale Mortgage (UWM) at the New York Stock Exchange as the nation's largest wholesale lender celebrated its fifth anniversary as a publicly traded compa…
Mortgage rates edge higher as US-Iran ceasefire falls apart: Mortgage and refinance interest rates today
Mortgage rates moved higher this week as the US and Iran traded new strikes, sending bond yields and oil prices higher once again.
US home prices hit an all-time high as sales slow and mortgage rates rise
Sales of previously occupied U.S. homes slowed in June, but a key measure of home prices climbed to an all-time high, adding to prospective homebuyers’ affordability challenges.
Prediction Markets Target Crypto’s Most Powerful Trading Tool
Prediction markets are rapidly expanding into one of crypto’s most volatile and high-stakes trading products: perpetual futures. As companies like Kalshi and Polymarket explore this move, U.S. regula…
Homebuyers Still Feel Mortgage-Rate Whiplash as Fed Inflation Fight Reshapes Affordability
Homebuyers are still feeling the effects of the mortgage-rate chaos that began when the Federal Reserve ramped up its fight against inflation. What started in 2022 as the most volatile rate environme…
UWM’s Smith Says Lower Rates Could Bring a Refinance Wave — and Brokers Need to Be Ready
UWM executive Desmond P. Smith says mortgage brokers should prepare now for a possible rate-driven refinance wave in the second half of 2026, with the biggest opportunity centered on recapturing past…
Lower Mortgage Rates Alone Won’t Fix Affordability for Spring Homebuyers
Lower mortgage rates may help bring some spring homebuyers back into the market, but they are not enough to guarantee long-term success. As housing costs stretch beyond the monthly mortgage payment,…
Mortgage Rates Face Renewed Pressure as MBS Weaken Amid Oil-Driven Volatility
Mortgage-backed securities showed signs of weakness midweek as oil-driven inflation concerns continued to dominate bond market behavior, keeping mortgage rates elevated near recent highs.
Mat Ishbia: Mortgage Brokers Are Dominating as Market Share Climbs to 27.88%
A LinkedIn post from United Wholesale Mortgage President and CEO Mat Ishbia says mortgage brokers are continuing to expand their share of the home loan market, with broker market share rising from 14…
Mortgage rates remain relatively steady near the 6% range as buyers and homeowners monitor economic signals that could influence the next move in borrowing costs.
Mortgage interest rates held close to 6% on March 9, 2026, giving buyers modest affordability relief and prompting some homeowners to revisit refinancing opportunities as markets await new economic d…
Sellers Are Outnumbering Buyers: What UWM’s Latest Market Signal Means for Housing
A new market signal from United Wholesale Mortgage suggests a notable shift in the housing market: sellers are beginning to outnumber buyers in several regions. According to commentary from Mat Ishbi…
Mortgage rates remain relatively stable heading into March, staying close to the low-6% range as investors monitor inflation data and Federal Reserve policy expectations.
Mortgage rates remained relatively steady on March 6, 2026, following a series of modest declines that brought borrowing costs closer to the 6% level. The recent movement has slightly improved afford…
Mortgage Rates Rise Slightly to Around 6.1% as Spring Homebuying Season Begins
Mortgage rates edged higher this week, with the average 30-year fixed mortgage climbing to around 6.1%. While still lower than last year’s levels, the increase highlights ongoing uncertainty tied to…
Mortgage Refinance Rates Edge Lower as Borrowers Watch the 6% Threshold
Mortgage refinance rates ticked down modestly in the latest update, remaining close to the low-6% range depending on lender and borrower qualifications. The recent downward trend has renewed interest…
Mortgage Rates Stabilize Near Recent Lows, Offering Opportunity for Buyers and Refinancers
Mortgage rates are hovering near 5.8% on March 3, 2026, giving buyers modest affordability relief and offering homeowners a renewed refinance window.
Mortgage Rates Jump Back Above 6% as Iran Strikes Ignite Fresh Inflation Fears
Mortgage rates have climbed back above 6%, reversing recent declines as escalating tensions involving Iran pushed oil prices higher and reignited inflation fears. The average 30-year fixed rate rose…
Mortgage Rates Remain Just Below 6% as Borrowers Monitor Market Stability
Mortgage interest rates held below 6% on February 27, offering potential savings for refinancers and modest affordability relief for buyers as markets await fresh economic data.
Mortgage Rates Stabilize Below 6% as Market Awaits Fresh Economic Signals
Mortgage rates held steady on February 26 after recent declines brought the average 30-year loan near 5.8%, giving buyers and refinancers a potential window of opportunity.
Mortgage Applications Rise as Borrowers Jump on Lower Rates
Mortgage applications rose in late February as rates eased toward 5.8%, boosting refinance demand and nudging purchase activity higher ahead of the spring market.
Mortgage Rates Dip Under 6%, Hitting Lowest Level Since 2022
Mortgage rates have fallen below 6% for the first time in four years, sparking a jump in refinance demand and offering fresh relief to buyers in a still-constrained housing market.
Refinance Rates Stay Near Multi-Week Lows as Borrowers Eye Savings Opportunities
Mortgage refinance rates are holding near recent lows, offering homeowners a renewed chance to reduce monthly payments or shorten loan terms. While still above historic lows, today’s rate environment…
Mortgage Rates Today: 30-Year Falls to 6.01% as Rocket and Homebuilder Stocks Waver
The 30-year fixed mortgage rate fell to 6.01%, offering relief to borrowers and improving refinance prospects. Yet housing-related stocks, including major lenders and homebuilders, wobbled amid inves…
Mortgage Rates Stall Just Above 6% as Sub-6% “5s” Elude Market
Mortgage rates pushed toward the sub-6% range earlier this week but failed to sustain the move, leaving the widely cited national average just above 6% again. The psychological impact of breaking int…
Mortgage Interest Rates on February 18, 2026: Average 30-Year Near 5.9%, Refinance Options Improving
As of February 18, 2026, average mortgage interest rates continue to cool from the highs of 2025, with 30-year terms averaging ~5.87% and 15-year at ~5.25%, while refinance rates also show meaningful…
Mortgage Rates Sink to Lowest in a Month, Boosting Refinance Demand
Mortgage rates recently hit their lowest point in a month, igniting a fresh wave of refinance demand as homeowners seek to secure lower interest costs. While the reduction helps borrower affordabilit…
10-Year Treasury Yield Falls Sharply — What It Means for Mortgage Rates and Homebuyers
The 10-year U.S. Treasury yield has fallen sharply from recent highs, signaling a potential turning point for mortgage rates. Because the 10-year serves as the primary benchmark for pricing 30-year f…
Mortgage Rates Today, February 17, 2026: 30-Year Fixed Near 5.87% as Borrowing Costs Hold Steady
Mortgage rates remain near multi-year lows on February 17, 2026, with the average 30-year fixed loan at 5.87% and 15-year rates around 5.37%, according to CBS News data. Stable bond markets and moder…