Christopher Salem
Senior Mortgage Market Analyst
Christopher is a mortgage executive in the broker world, known for building high-performance, multi-state lending platforms at scale. With deep, hands-on experience across broker, wholesale, and bank-affiliated models, he brings an operator’s command of pricing, capital, compliance, and execution. His analysis cuts past theory to reveal how rates, policy, and market shifts impact real production, profitability, and borrower outcomes.
Articles
- Builder confidence falls to 29 in October, lowest since 2012, NAHB says
- Pulte Praises Mortgage Tech, Pointing to Ginnie Mae’s Optional AI Filing Tool
- U.S. import prices rise 1.1% in September, up 8.1% from a year earlier
- Pulte Highlights September Home-Sales Gain, but Sales Remain Below Last Year
- 10-year Treasury yield ends the week at 5.09%, down 15 basis points from Oct. 9
- Industrial Production Rises 0.7% in September as Utilities Output Jumps 3.5%
- New-Home Sales Estimate Rises 6.4%. Look Beyond the Advertised Rate.
- Producer Prices Jump 1.3% in September, the Largest Monthly Gain Since March 2022
- Hot CPI, Lower 10-Year Yield: What the AI Selloff May Be Signaling
- Mortgage Applications Fall 2.7% as MBA's 30-Year Rate Hits 7.5%, Highest Since November 2023
- Existing-Home Sales Rise 1.5% in September to 3.99 Million as Inventory Climbs
- MBA Forecasts a 5% Drop in 2027 Mortgage Originations as Rates Stay Above 7%
- Fed Survey Finds More Families Stretched by Debt Payments Even as Home Equity Grew
- Consumer Sentiment Slips as Inflation Expectations Rise Again
- Mortgage Rates Reach 7.40%, Highest Since November 2023
- Fed Minutes and Waller Point to More Rate Hikes, With Flexibility on Timing
- MBA: 30-Year Contract Rate Hits 7.49% as Mortgage Applications Fall 4.2%
- Treasury Yields Ease From Multidecade Highs, but Mortgage Pricing Is Still Expensive
- Weak Jobs Report, Stubborn Bond Market: Why Monday Mortgage Pricing Stayed Tight
- A Sunday Mortgage Quote Is Not a Rate Lock: Check the Deadline and the Fine Print
- Mortgage Week Ahead: Fed Minutes Test a 7% Rate Market
- Same Month, Different Mortgage Rates: Realtor.com Finds a 93-Basis-Point Spread Among Buyers
- 10-Year Treasury Hits 24-Year High as Factory Price Gauge Jumps
- PCE Inflation at 3.4%. Treasury Yields Ease Briefly as Spending Stays Hot.
- Job Openings Fall to 7.08 Million. Mortgage Rates Get Little Relief.
- Pulte Points to Rocket Study: VantageScore 4.0 Saved Some Borrowers an Average $1,600 at Closing
- 10-Year Treasury Jumps to 5.23% as Oil Rebounds on Iran Standoff
- Mortgage Week Ahead: Jobs Data Arrive With the 10-Year Treasury at 5.17%
- Before Choosing an ARM, Ask for These Three Payments
- Consumers Feel Worse, but Inflation Expectations Stay High. That’s the Rate Problem.